Learn more about Highlights, Eligibility, Plan Details, and Coverage Limits and Rates.
FREQUENTLY ASKED QUESTIONS
Is this an insurance plan or a discount plan?
This discount plan is not a health insurance policy and is not intended as a substitute for insurance.
The program provides for discounts on services from participating providers. The range of the discounts will vary depending on the type of provider and services received.
The program does not make payments to dental care providers. Members are required to pay for all health care services, but will receive a discount from contracted providers.
How does the plan work?
A personalized AIChE Discount Dental Plan Identification Card will be sent to your home, along with a General Dental Fees schedule and a list of participating dentists nearest to your zip code.
Locate a network dentist or specialist near you by reviewing the list sent to you or by calling toll-free, 1-800-238-3884. Contact the participating network dentist to make an appointment.
When visiting your network dentist's office, present your AIChE Discount Dental Plan ID card to the receptionist. After the session, you pay your dentist directly at the discounted fees according to the fee schedule.
What is the General Dental Fees schedule?
The General Dental Fees schedule outlines the covered dental procedures and services, and their reduced fees. You will never pay more than the amount listed on your fee schedule for covered services.
Any procedure not listed on General Dental Fees schedule will be reduced by 25% from the network dentist's usual and customary fee.
Are there any deductibles or maximum benefit limitations?
No. The AIChE Discount Dental Plan has no deductible, no annual maximum limitation on the amount of dental fees paid, and no waiting periods.
Who is eligible for this plan?
You must be an AIChE member to enroll. There are no age restrictions, no health questions to answer or medical exams to take. You and your family cannot be turned down for coverage.
What if I want to change dentists?
You may change your dentist at any time, for any reason, as long as they are a participating network dentist.
Do I need a referral to see a specialist?
The network includes specialists such as oral surgeons, endodontists, periodontists and orthodontists. You do not need a referral to see a specialist.
Are there charges for preventative service?
One of this plan’s most outstanding features is preventive care. You and your family receive a free oral examination and any necessary x-rays once per membership year at no cost, when received in conjunction with a paid annual check-up prophylaxis (cleaning).
That’s a 100% discount for an annual oral exam with bitewing x-rays. (A nominal fee may be charged in certain states.) Refer to the General Dental Fees schedule for a list of preventive services and reduced fees.
When is this plan effective?
Members and their families will become enrolled on the date their request for coverage is received and processed, provided they have made the first payment.
- If your enrollment material and contribution are received on the 1st through the 15th day of the month, the plan will take effect on the 1st of the following month.
- If your enrollment material and contribution are received on the 16th through the 31st day of the month, the plan will take effect on the 1st day of the month following the month after receipt of contribution and enrollment material.
Are there any exclusions or limitations?
To keep this plan as economical as possible, there are some terms and conditions listed in the plan. For further information, please refer to Terms and Conditions section on the Plan Details page.